During my student years, I have to ask everything from my sponsors the things I needed – for my project, my thesis, my computer rentals, for book bindings, for fieldtrips, etc.
But when that days are over and I started working, I tasted the fruits of receiving a gratifying pay all just for myself, myself! While working for great companies, credit card offers and perks are heaping up just to get you as their customer. As confident as I was, I took all the proffers without second thoughts. For the first time, I have washed out my aplenty compensation for shopping, travel, entertainments, gifts, gimmicks, and mostly in dining.
Little did I know that I lost control of my cash flow? Every now and then and as frequently as weekly, bills are coming in. Credit card debts from every bank I could think of, utility tabs that keep impending and collectors keep knocking on my door.